Accept crypto at your pawn shop
Customers search for a pawn shop that accepts crypto. We set yours up so you can say yes, and you get paid in US dollars.
Get startedWe never touch your funds. Money goes straight from the processor to your bank.What you get
SUNMI V3 countertop terminal with BitPay Quick Checkout, set up and tested
Handles everyday items and big-ticket pieces like fine jewelry and watches
Staff training on refunds and scam red flags
How it works for pawn shops
Customers search for a pawn shop that accepts crypto. We set yours up so you can say yes, and you get paid in US dollars. Your rates and fees are set by the processor, and we will walk you through every step, from the application to your first live sale and staff training.
Pawn shops sell across a wide price range, from tools and electronics to fine jewelry. One setup covers all of it: BitPay Quick Checkout on a SUNMI V3 countertop terminal, at 2% + $0.25 per transaction, with next-business-day USD settlement (BitPay pricing).
Staff training matters in a busy shop. Our training covers confirming a payment before handing over goods, what to do if a customer underpays, and scam red flags: pressure to rush, requests to "send change back in crypto," and overpay-and-refund requests. Refunds go through the processor dashboard and are handled by an owner or manager only.
BitPay requires an active website that shows what you sell, with prices, terms and privacy pages (BitPay compliance). If you don't have one yet, tell us on the intake form. See also jewelers, coin and bullion dealers and our guide.
Your processor and device
Every kit runs on BitPay (2% + $0.25 per transaction, next-business-day USD settlement) with a SUNMI V3 terminal.
Your device: SUNMI V3
- One standard countertop terminal: SUNMI V3 (GMS) running BitPay Quick Checkout
- Dealer kits add a Samsung Galaxy tablet as a second customer-facing screen
- Already have a compatible device? Use your own at the same kit price
Your processor: BitPay
- 2% + $0.25 per transaction under $500K/month (BitPay pricing)
- US dollars to your bank the next business day, locked exchange rates, and no chargebacks as a BitPay feature (BitPay)
- One BitPay merchant account in your business name
Processor fees are set by BitPay and can change. Crypto fees are not always lower than card fees, so we compare against your own statement rate. Processors approve or decline merchants, not us.
Steps to go live
- 1. Sign upTell us about your business with our short form.
- 2. Account setupWe help you open your own BitPay merchant account and prep the business verification (KYB) documents.
- 3. DeviceWe set up a SUNMI V3 countertop terminal (or your own device) with BitPay Quick Checkout.
- 4. TrainingAbout an hour with your team: taking a payment, refunds and scam red flags.
- 5. Go liveA test transaction, signage up, and a 30-day check-in.
FAQ
Do I need a website to accept crypto?
BitPay requires an active website showing what you sell, with prices, terms and privacy pages.
How do I avoid crypto scams at the counter?
Never send 'change' in crypto, confirm the payment shows as paid before releasing goods, and route all refunds through the processor dashboard.
How do I find a pawn shop that accepts crypto?
Look for crypto signage or ask the shop. We set up pawn shops to accept crypto through BitPay, and include signage so customers know.
Do I have to hold crypto?
No. Payments settle in US dollars, and we never touch your funds.
Will this save me money versus cards?
Not necessarily. Crypto processor fees can be similar to card rates. We compare against your own statement and don't promise savings.