Accept crypto payments at your small business. Get paid in US dollars.
Accept crypto payments as a small business without holding crypto. TapCrypto sets up local shops to accept crypto at the counter. We handle the processor account, the device, staff training and signage, so you can say yes when a customer asks.
Get startedNo cost to ask. See pricing.
We never touch your funds. Money goes straight from the processor to your bank.Crypto payment setup for business
We're a local setup and support service. You get your own merchant account with a licensed processor, and the money goes straight from the processor to your bank. We never touch your funds.
Accept bitcoin in store: how it works
Processor approval typically takes 5–7 business days and isn't guaranteed.
- 1. Sign upTell us about your business with our short form.
- 2. Account setupWe help you open your own BitPay merchant account and prep the business verification (KYB) documents.
- 3. DeviceWe set up a SUNMI V3 countertop terminal (or your own device) with BitPay Quick Checkout.
- 4. TrainingAbout an hour with your team: taking a payment, refunds and scam red flags.
- 5. Go liveA test transaction, signage up, and a 30-day check-in.
Your timeline to accepting crypto
- Choose your launch kit
- Sign up for BitPay
- Receive your device
- Application accepted within 5-7 days(approval not guaranteed)
- Start taking crypto
- Receive cash in the bank the next business day*
*Next-business-day USD settlement is BitPay's published timing.
Why small businesses accept crypto payments
Reach new customers
About 1 in 5 U.S. adults have used crypto, and many want to spend it locally. Be the shop that says yes.
No chargebacks with BitPay
BitPay lists eliminating chargebacks as a feature of crypto payments processed through it, which helps protect big-ticket sales.
Fast USD settlement
BitPay settles US dollars to your bank the next business day. You never have to hold crypto.
No price swings
The exchange rate is locked when the invoice is created, so crypto price moves don't change what you receive.
Benefits per BitPay. We don't promise any sales lift or savings.
What the research says
Surveys vary a lot depending on how they ask. Here are the numbers, with sources. Information as of October 2026.
of U.S. adults say they have ever invested in, traded or used crypto (up from 16% in 2021).
Source: Pew Research Center, survey Jan 20–26, 2026, published Jun 8, 2026
of U.S. adults currently own crypto, down from 14% in 2025. We think honest numbers matter.
Source: Gallup, survey Jun 1–15, 2026
of adults in upper-income households have ever used crypto, up from 17% in 2021. Among men 30–49 it's 40%.
Source: Pew Research Center, Jan 2026
of merchants in a PayPal/NCA survey report customer inquiries about paying with crypto. 39% of those surveyed accept it.
of merchants in the same PayPal/NCA survey expect crypto payments to be common within 5 years.
in observable stablecoin payments for goods and services in 2025, growing about 60% a year.
Source: BCG + Allium Labs, “Stablecoin Payments: The truth behind the numbers” (2026)
Crypto POS for small business: one simple setup
Every TapCrypto kit uses the same proven setup: a SUNMI V3 terminal and BitPay.
Your device: SUNMI V3
- One standard countertop terminal: SUNMI V3 (GMS) running BitPay Quick Checkout
- Dealer kits add a Samsung Galaxy tablet as a second customer-facing screen
- Already have a compatible device? Use your own at the same kit price
Your processor: BitPay
- 2% + $0.25 per transaction under $500K/month (BitPay pricing)
- US dollars to your bank the next business day, locked exchange rates, and no chargebacks as a BitPay feature (BitPay)
- One BitPay merchant account in your business name
Processor fees are set by BitPay and can change. Crypto fees are not always lower than card fees, so we compare against your own statement rate. Processors approve or decline merchants, not us.
Built for local businesses
Jewelers
Engagement rings, watches and custom pieces are big, considered purchases. Give crypto-holding shoppers a way…
Gold, Bullion and Coin Dealers
Many crypto holders also buy precious metals. Let them pay for coins and bars in crypto while you receive US…
Pawn Shops
Give buyers another way to pay for jewelry, tools, electronics and instruments, with chargeback protection on…
Auto Dealers
Vehicle deals are exactly the high-ticket sale BitPay is built for. We help you set it up right before your…
Boutiques and Luxury Retail
Apparel, handbags, home goods and gifts. Offer crypto at the counter on a SUNMI V3 terminal with BitPay,…
Restaurants and Bars
Give regulars and visitors one more way to pay their tab, settled in US…
Salons and Med Spas
From haircuts to treatment packages, let clients pay with crypto at the front…
Contractors and Home Services
Roofing, remodels, HVAC and landscaping jobs often run into the thousands. Take crypto deposits and final…
Furniture and Appliance Stores
Sofas, mattresses and appliance packages are mid-to-large purchases. Offer crypto alongside your other…
Powersports and Marine Dealers
ATVs, snowmobiles, boats and trailers are high-ticket purchases where BitPay's chargeback protection…
Plans and pricing
Payments go straight from your customer to you through the processor. We never touch your funds. TapCrypto takes no cut of your sales.
Counter Starter
Optional Support Plan $39/month
Crypto at your counter on a SUNMI V3 with BitPay.
- 1 SUNMI V3 (GMS) countertop terminal, included
- BitPay merchant account setup and KYC document prep
- Website compliance check
Dealer / High-Ticket
Optional Dealer Support Plan $79/month
For dealerships and big-ticket sales.
- Everything in Counter Starter
- 2nd customer-facing screen (Samsung Galaxy tablet) for F&I and closing
- Tier 3 application support (BitPay up to $100K/day)
Add-ons: On-Site Specialist visit $499–$799 (travel within 60 miles included; beyond that quoted per visit), website from $300. Devices ship after processor approval. Processor fees (BitPay 2% + $0.25) are paid to the processor; approval isn't guaranteed. See full pricing and terms.
FAQ: accepting crypto payments as a small business
What's the best crypto POS for a small business?
We keep it simple: a SUNMI V3 countertop terminal running BitPay Quick Checkout (2% + $0.25 per transaction under $500K a month), or your own compatible device at the same price.
Can I accept bitcoin in store without holding bitcoin?
Yes. BitPay settles US dollars to your bank the next business day, and the exchange rate is locked on each invoice. We never touch your funds.
What does crypto payment setup for a business cost?
A one-time launch kit: Counter Starter $599 or Dealer $999, with optional support at $39/month (Starter) or $79/month (Dealer). Processor fees are paid directly to BitPay.
Ready to say yes to crypto?
Tell us about your shop and we'll recommend a setup.
Get started